Financial Future

Living in the global era requires us to do everything fast. We have to mobile so that we can finish our works well. It means that we have to reach our workplace on time. Therefore, we should have a car or motorcycle for it. Nowadays, the number of people who buy and use motorcycle and car is increasing rapidly. Everyone wants to reach their destination fast and on time. As the result, there are so many accidents happen along the road.

We should really careful for it. It is because the accident in the road may happen to us although we have been very carefully in driving our vehicle. Moreover, when we get accident, people who cause this accident may be not being responsible for it. They leave us. However, if we know the doer but he do not be responsible for it, we should solve this case in the court. We may ask for help to a personal injury attorney. The attorney will help us to show the truth of the accident and pay your personal injury off. You can visit Joelhschwartz.com to find the best personal injury lawyer. The attorneys/lawyers provided in the website are very professional in helping us.

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Dubai Government insists, if not responsible for the debt and the chaos that occurs in Dubai World.

This statement was made following the assumption of debt creditors that the failure of Dubai Wold will receive a guarantee from the United Arab Emirates.

“The lender must share the responsibility for their decisions to lend funds to the company,” said Director General of Dubai Department of Finance Abdulrahman Al-Saleh, was quoted as saying by Reuters on Tuesday (1/12/2009). “They think that Dubai World is part of the government, it is not true,” he added.

In the first statement since the crisis began, Dubai World said, the Dubai government holding company controls it. Any debt restructuring will cost $ 26 billion and mainly affects the property companies, Nakheel and others. However, other companies, such as DP Wolrd, Jebel Ali Free Zone and Istithmar World, will not be included in the restructuring, because they are considered financially stable.

As reported, state-owned Government of Dubai, Dubai World, proposed a debt payment delays resulting shock waves in the global market. The price of shares in Europe and Asia fell, while the United States market (the U.S.) are protected because the closed Thanksgiving Day holiday.

Dubai’s debt crisis has the potential resolved. Abu Dhabi, the neighboring emirates of Dubai in United Arab Emirates federation, is ready to help the debt crisis experienced by Dubai. Only, Abu Dhabi richer states have oil reserves will cover all the debts of Dubai worth USD59 billion.

Commodity prices were to be dropped, including the weakening of oil prices up to five percent. Abu Dhabi become the foundation to help Dubai. Abu Dhabi control 90 percent of oil reserves in the United Arab Emirates, the country’s third largest oil exporter in the world. Abu Dhabi has a sovereign wealth funds (SWF) in the world with a wealth of USD700 billion.

With the number of Abu Dhabi could easily help the difficulties in the field of Dubai property. Constitutionally, each Emirate United Arab Emirates is a separate legal entity, but joined in the federation. Each Emirate has their own control over natural resources and finance. The federal government has no right to access resources or to guarantee the obligations of each Emirate. Trusted, Abu Dhabi would not be willing to cover all debts of Dubai. Abu Dhabi will sort out and will not help that Dubai company take its business model affected the global economic crisis.

by Stuart Lisonbee

There is something that I have talked about on several occasions here on this site, as well as in the Doba newsletter. In fact, it was one of the very first things I talked about shortly after joining Doba a couple of years ago.

Even though I’ve discussed this before, it’s always worth bringing up again.

I want you to ask yourself a question regarding your business. Are you unique? And what is unique about you or your business?

If somebody were to ask me that same question in regards to Doba, I would say that we offer access to more products and more suppliers than any other drop shipping service.

This unique thing about your business is what marketers refer to as your unique selling proposition, or USP (I covered this in part in the June 2004 issue of our newsletter, and referred to it as the unique selling point in the October 2004 issue).

Your unique selling proposal is how you separate yourself—in the eyes of your customers—from your competition. In essence, it’s the reason you give your customers to buy from you rather than the competition.

So what is your unique selling proposition? If you haven’t given it any thought before, what would you like it to be? If you said, “To have the absolute lowest price,” you should do some more thinking. That is one of the worst USP’s you could possibly have.

Having the lowest price simply means you make less money, and that cut in profit affects more than just your bottom line. It affects all aspects of your business, such as the inability to provide good customer support (because you can’t afford it), develop new and innovative tools for your site, conduct usability tests, and so forth. Your business will begin to appear more and more like a fly-by-night store rather than a legitimate company that can instill trust in its customers.

There’s no way around it. Running a business costs money. Running a business well costs even more money. Don’t let your business go under trying to be the low price leader. Instead, find a unique selling proposition for your business and do that one thing better than anybody else, or better yet be the only person that actually does it!

Here’s a personal example of a unique selling proposition I came up with when I ran a retail computer business. My USP was to offer home delivery and setup of newly purchased computers. Furthermore, I would offer on-site tech support.

I never did it because it simply cost too much. The solution was to charge for it. But I never did that because I didn’t think that anybody would pay for it. In a world where every computer reseller offered free support over the phone, why would anybody be willing to pay for on-site support?

Well, have you ever heard of Geek Squad? The founders of Geek Squad had the same idea I had. The difference is they actually implemented their idea. Now they are running a successful and thriving business. And a big reason for their success is they found a unique selling proposition that would elevate them above the competition.

The lesson here: don’t be afraid to be unique! Embrace your uniqueness and watch your business grow.

Read some great examples of companies that have successfully marketed their USP.